The debt ceiling crisis has captured headlines once again, but should you worry? That’s like asking if you should worry about an asteroid hitting the earth — if it happens, there’s little you can do about it. While defaulting on debt would certainly be less than ideal, both sides acknowledge the need to raise the debt ceiling. So, instead of panicking, we recommend focusing on long-term investing and trusting in human ingenuity to overcome challenges. Speculating on political events is a risky gamble that’s best avoided.
Financial Planning Basics
Back 2 Basics: Life Insurance Needs Analysis
If you’ve ever wondered how much life insurance you need, look no further! Castlepoint Wealth Advisor Partner & Advisor Jake Weatherford, CFP®, kicks off a new Jake’s Take series about the basics of financial planning with a video that explains four basic rules that will help you determine how much life insurance you might neet.
529 to Roth IRA: What to Do When You Have Extra Funds!
What happens if you don’t use all of your 529 account funds and there’s no school to be paid for? Castlepoint Partner and Advisor Jake Weatherford, CFP®, explains a new rule from the Secure Act 2.0 that will let you roll your 529 into a Roth IRA.
Meet Hayden Dean Buchman
Castlepoint Advisor Kristen Buchman, CFP®, and her husband, Cale, welcomed Hayden Dean Buchman on January 31, 2023. Hayden weighed 6 pounds, 7 ounces and measured 19 inches. Kristen, Cale, big sister Hensley, and baby Hayden are all doing well.
Prevent Fraud & Identity Theft With a Credit Freeze
Freezing temps can be dangerous, but a credit freeze could keep you safe from fraud and identity theft. Castlepoint Advisor Kristin Buchman, CFP®, explains why freezing your credit can be a cool idea.
How Government and Political Movements Impact the Markets
Government and political movements, both domestic and foreign, have an impact on the markets and how we invest. In this article, Castlepoint Portfolio Manager Adam Lee, CFP®, addresses five big political influences on your wealth.
What are RMDs?
RMDs (Required Minimum Distributions) are a necessary topic of conversation when dealing with retirement savings. This video from Castlepoint Advisor Ted Creegan, CFP®, will help you navigate the basics of RMDs.
Don’t Miss These Smart Tax Moves Before It’s Too Late
Oh, what fun it is to save. Wrap up your 2022 financial and tax planning efforts and start preparing for a prosperous new year with these five smart tax-saving tips from Castlepoint CEO Kendall King.
Should I Pay Off My Mortgage?
To pay off your mortgage or not to pay it off—that is the question. A rule of thumb is to retire your mortgage before retiring from your job, but is that the right plan for everyone. Castlepoint CEO Kendall King offers up valuable insights to help you make the decision that’s right for you.
School Is in Session: 529 Plan Refresher
With school in session, it’s a great time to revisit education savings options. Castlepoint Advisor Kristen Buchman, CFP®, provides a helpful refresher on 529 college savings plans and their benefits.